ITR Filing for Salaried Employees in Pondicherry

Accurate income tax return filing using Form 16, salary slips and investment proofs. We maximise your deductions under Section 80C, 80D and HRA exemption while ensuring full compliance with the Income Tax Act — and helping you claim TDS refunds faster.

Which ITR Form Do Salaried Employees Use?

ITR Form Who Should File Income Sources
ITR-1 (Sahaj)Resident individuals with income ≤ Rs. 50 lakhSalary, one house property, interest income, agricultural income ≤ Rs. 5,000
ITR-2Salaried individuals with capital gains, multiple properties, foreign income or assets, or income > Rs. 50 lakhSalary + capital gains + multiple houses + foreign assets + directorship in company
ITR-3 / ITR-4Employees with business/professional income on the sideSalary + business/professional income (freelancing, tuitions, consulting)

Most salaried employees in Pondicherry (government, central government, PSU, private sector) file ITR-1 or ITR-2. We assess the correct form for your situation.

Key Deductions & Exemptions for Salaried Employees

Standard Deduction

Rs. 50,000 flat deduction from salary income for all employees (old tax regime). No documents required. Available for pensioners as well.

Section 80C (Rs. 1.5 lakh)

EPF, PPF, ELSS, NSC, tuition fees, home loan principal, LIC premium, 5-year FD. Maximum deduction: Rs. 1.5 lakh/year.

Section 80D (Medical Insurance)

Health insurance premium: Rs. 25,000 (self + family) + Rs. 25,000 (parents) + additional Rs. 25,000 if parents are senior citizens (total up to Rs. 1 lakh).

HRA Exemption

House Rent Allowance exemption for employees living in rented accommodation. Exempt = least of: actual HRA received, 50%/40% of basic salary, rent paid − 10% of basic.

Section 24 (Home Loan Interest)

Deduction of up to Rs. 2 lakh on home loan interest for self-occupied property. Unlimited deduction if house is let-out (for let-out properties).

Section 80TTA / 80TTB

80TTA: Rs. 10,000 deduction on savings account interest. 80TTB (senior citizens): Rs. 50,000 deduction on interest from deposits.

Old Tax Regime vs New Tax Regime

Feature Old Regime New Regime (Default)
Standard deductionRs. 50,000Rs. 75,000
80C deductionsYes (up to Rs. 1.5L)Not available
HRA exemptionYesNot available
Home loan interest (24)Up to Rs. 2LNot available (self-occupied)
Tax slab (FY 2024–25)5%/20%/30% (with Rs. 5L rebate)5%/10%/15%/20%/30% (with Rs. 7L rebate)
Best forHigh 80C/80D investments + HRALow deductions or income below Rs. 7L

We run a comparison calculation to determine which regime gives you a lower tax outgo based on your actual investments and income.

Documents Required

Income Documents
  • Form 16 (Part A + Part B) from employer
  • Salary slips (April to March)
  • Form 26AS / Annual Information Statement (AIS)
  • Bank statements (interest income)
  • Rental income receipts (if applicable)
Investment / Deduction Proofs
  • LIC/PPF/ELSS investment certificates
  • Home loan certificate (principal + interest)
  • HRA — rent receipts + landlord PAN
  • Health insurance premium receipts
  • Tuition fee receipts (80C)

Frequently Asked Questions

Is ITR filing mandatory if my employer has already deducted TDS?
Yes, if your gross income exceeds the basic exemption limit (Rs. 3 lakh under the new regime / Rs. 2.5 lakh under the old regime), you must file an ITR regardless of TDS deduction. Additionally, ITR is mandatory if you want to claim a TDS refund, if you have losses to carry forward, or if your gross total income before deductions exceeds the basic exemption limit.
What if my Form 26AS shows different TDS than my Form 16?
Mismatches between Form 16 and Form 26AS are common when employers file late TDS returns or make corrections. The income tax department relies on Form 26AS data for TDS credit. You should first request your employer to rectify TDS returns. We also assist in AIS/TIS (Annual Information Statement) reconciliation before ITR filing to avoid demand notices post-filing.
What is the due date for salaried employee ITR filing?
31 July of the assessment year (e.g., 31 July 2025 for FY 2024-25) for non-audit cases, including all salaried employees. Belated return can be filed until 31 December of the assessment year with a late fee of Rs. 5,000 (Rs. 1,000 for income below Rs. 5 lakh). Revised return can be filed until 31 December to correct errors.
Do government employees in Pondicherry need to file ITR?
Yes. All central government, Pondicherry government, Pondicherry Police and PSU employees must file ITR if their income exceeds the basic exemption limit. For government employees, Salary Form 16 is issued by the Drawing and Disbursing Officer (DDO). We have experience filing ITR for central government, Railway, Defence and Pondicherry state government employees.

File Your Salary ITR for FY 2024–25

Due date: 31 July 2025. We file ITR-1 and ITR-2 for salaried employees in Pondicherry — maximum deductions, TDS refund claims and regime comparison included.

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